Deferred Interest with Monthly Payments
12 months deferred interest, minimum monthly payments required. Minimum project $500.
- Term
- Up to 12 mo
- Min project
- $500
Financing
Get the plumbing you need today — pay over time
Don't let cost stand between your family and a safe, working home. Head's Plumbing offers flexible financing with fast approval so an unexpected repair or a smart upgrade is always within reach across metro Atlanta.
BBB A+ Accredited
Accredited business
Family-Owned Since 1981
44 years • 3 generations
Georgia's Oldest Black-Owned Plumber
A community legacy
Licensed GA Master Plumber
Fully licensed & insured
4.7★ — 345 Google Reviews
Rated by real Atlanta customers
Why we offer financing
Honest plumbing, within reach for every home.
For more than four decades, Head's Plumbing has believed that quality plumbing shouldn't be a luxury. A water heater fails. A line springs a leak. An aging system finally gives out. These things rarely happen at a convenient time — and they shouldn't force an impossible choice.
That's why we offer flexible financing to every customer we serve. Whether you're facing an urgent repair or planning a long-overdue upgrade, financing lets you move forward now and pay over time, with terms designed to fit real household budgets.
The result is the same standard our family has held since 1981: do the job the right way, the first time — for everyone who calls.
Flexible solutions
Financing options that flex to fit your household budget — so a needed repair or upgrade never has to wait.
Fast approval
A quick, simple application means a decision without the long wait, so we can get to work sooner.
Trusted partners
We work with established financial institutions to fund your project responsibly and transparently.
Ask at your estimate
Your technician can walk you through financing right when you receive your up-front quote.
How it works
Financing in four simple steps.
There's no separate office to visit and no paperwork to chase. Just ask your technician about financing when you get your estimate.
Book your visit
Call (678) 203-8627 or request service online, and we'll get a licensed plumber to your Atlanta home.
Get your estimate
We diagnose the issue and give you a clear, up-front estimate — no surprises, no pressure.
Ask about financing
Tell your technician you'd like to finance. They'll walk you through the available options at the time of your estimate.
Get it done
Once you're approved, we schedule the work and you move forward with a plan that fits your budget.
Our Financing Partner
Financing through Service Finance.
We've partnered with Service Finance to make quality plumbing accessible to every household we serve in metro Atlanta. Qualified homeowners can choose from the plans below and apply online in minutes — no waiting on paperwork, no obligation.
Dealer #815129798
Low Monthly Payment Financing
Terms up to 120 months, rates starting at 8.99% APR. Minimum project $1,000.
- Term
- Up to 120 mo
- Rates from
- 8.99% APR
- Min project
- $1,000
Financing is provided by Service Finance. All financing is subject to credit approval; rates, terms, and minimum project amounts are set by the lender and may change. Payment amount, APR, and eligibility are determined at the time of application.
Payment estimator
Estimate your monthly payment.
Slide to your project cost and pick a term for a quick estimate. Set the rate to match an offer you've been given — your actual terms depend on the financing partner and your approved credit.
$5,000
$500$15,000+
Term length
10.0%
0% (intro offer)20%
This is an assumption you control — not Head's rate. Set it to match a real offer.
Estimated monthly payment
$231/mo
for 24 months at an assumed 10.0% APR
- Amount financed
- $5,000
- Est. total of payments
- $5,537
Includes about $537 in estimated interest over the term at the rate you set.
Estimate only. Your actual rate, term, and monthly payment depend on the financing offer and your approved credit — Head's confirms real terms at your estimate.
Ask about financing when you get your up-front estimate.
Stack your savings
Pair financing with the federal energy tax credit.
Upgrading to high-efficiency equipment? The federal Energy Efficient Home Improvement Credit (Section 25C) can return 30% of the cost of qualifying improvements — including qualifying heat pump water heaters — up to $2,000 per year. Financing covers the project today; the tax credit can put money back in your pocket at tax time.
See the IRS guidelinesUpgrades that may qualify
- Qualifying heat pump water heaters
- Other qualifying high-efficiency equipment
- Eligible energy-efficient home improvements
Head's Plumbing is not a tax advisor. Credit amounts and eligibility are set by the IRS and depend on your situation — confirm details with a qualified tax professional before you file.
Financing FAQ
Facts from our Service Finance plans
Who is the financing partner?
Head's Plumbing works with Service Finance (dealer #815129798) for qualifying residential projects. You can start an application at your estimate or via the partner apply link on this page.
What is the deferred-interest option?
Deferred Interest with Monthly Payments: 12 months deferred interest, minimum monthly payments required. Minimum project $500. Minimum project $500.
What APR and terms are available?
Low Monthly Payment Financing: rates starting at 8.99% APR with terms up to 120 months. Minimum project $1,000. Credit approval required; terms subject to lender underwriting.
Can I finance and join the Protection Plan?
Financing is for qualifying repair or upgrade projects. The Head's Plumbing Protection Plan is a separate $297/year membership — ask us about both when you Schedule Service.
Prefer proactive care over emergency repairs? See the Protection Plan.
Ready to move forward? Let's talk options.
Book your visit and ask about financing at your estimate. We'll help you find a path that works — the same honest way we have since 1981.